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Everyone knows that a health insurance plan is only as good as the size of the deductible. Unless you have a large cushion in your savings account, a bad day that ends you in the hospital could seriously damage you financially. This is where voluntary benefits come in to play for individuals, families, and employees. Voluntary benefits pay the insured cash that can be used for virtually anything if you were to end up in the hospital, have to use a sick day or are diagnosed with cancer, or have a heart attack or stroke. There are a lot of different options out there!